Advisor Fee Comparison Calculator

ArcVest vs. Wall Street Fee Impact Calculator

See how fee structures alone can affect long-term outcomes when both portfolios earn the same gross return before fees. Adjust the assumptions below to compare the projected ending value, estimated fees, and wealth gap over time.

Portfolio Inputs

Initial investment Starting portfolio

Monthly contribution Added monthly

Time horizon (years) Whole years

Gross annual return (%) Before any fees

Fee Assumptions

ArcVest advisory fee (%)

ArcVest product fee (%)

Wall Street advisory fee (%)

Wall Street product fee (%)

Comparison Results

ArcVest

Lower-cost starting assumption

0.45% total fee

Advisory fee 0.40%

Product fee 0.05%

Net return 0.00%

Ending value $0

Estimated fees paid $0

Wall Street

Traditional higher-fee starting assumption

1.50% total fee

Advisory fee 1.00%

Product fee 0.50%

Net return 0.00%

Ending value $0

Estimated fees paid $0

This calculator is for educational illustration only. It assumes the same steady gross annual return for both portfolios, monthly compounding, and annual fees applied evenly across the year. It does not reflect taxes, trading costs, timing differences, or individual portfolio design. Real-world investment outcomes will vary.